Limiting exposure to centralization is critical for keeping your assets safe in the wild west of Web3. — There is no such thing as true decentralization. However, limiting your exposure to centralization is critical for keeping your assets safe in the wild west of Web3. In theory, holding cryptocurrency or engaging with DeFi means cutting out the middleman — be it a bank or other centralized financial entity…

After centuries of exclusion from financial systems, women continue to exclude themselves. — Why don’t women care about crypto? This question slaps me in the face whenever I attend a crypto or blockchain event in New York City, a majority-female city. The percentage of women at these events mirrors that of a recent study: 15% of bitcoin hodlers are women, according to eToro. …

The real questions you should be asking about non-fungible tokens, according to a crypto enthusiast. — The zeal surrounding NFTs confuses me. Why would anyone beyond the Jay-Zs and oligarchs of this world — invest in an NFT? And how can an NFT possibly be seen as an investment? CryptoPunk #9998, a drab, pixelated character with white hair and the appearance of green eyeshadow, sold for…

On writer’s block, inspiration as luxury, and the quiet contentment of putting pen to paper. — Does writing require ritual or inspiration? If you want to write, you’ll need to have at least one of the two — though having both is ideal. Let me tell you why: Ritual begets inspiration. Let me explain. My favorite time to write is in the morning, twenty minutes after…

Mustering enthusiasm — the kind you see from YouTube influencers — is deeply uncomfortable. — Despite all appearances, sitting yourself in front of a computer camera to read your own writing or explain a dense financial topic is, in fact, an extremely vulnerable and difficult thing to do. Take 1 In my first attempt, I put on my favorite Ulla Johnson dress, opened a can of June…

What everyone misses when talking about technology — Sometimes, on the subway, I put down my phone and look around at everyone else in the car, still stuck in The Matrix. Seeing everyone glued to jewel-colored games and Instagram feeds, I typically feel one of two ways: On the most self-righteous of days, I feel like a Boomer…

The Good, the Bad, and the Ugly of Cryptocurrency Interest and Lending — Yes, you can earn interest on your cryptocurrency — and some say that you are missing unrealized gains if you aren’t. But, much like the cryptocurrency market itself, using a cryptocurrency lending platform to earn interest on your crypto is not for the faint of heart. Though a potentially awesome…

When will New Yorkers leave, and where on Earth will they go? — As Hurricane Ida unexpectedly overwhelmed New York City, I could hear the countdown to my departure ticking. Based on flood maps and New York City’s projected climate-related expenses, I gauged that I should leave within the decade, though the city may have several decades left before catastrophe. …

Subliminal thoughts stopping the most enlightened of women from taking a seat at the damn table — The more agency you give away, the more feminine you are. Start by taking up as little room as possible. If you do happen to take up room or decibels or command attention in any way, you should feel profoundly sorry. As Anne Lamott put it, women should take the…